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Business case

New Standard for Life & Health Underwriting

Released 24 November 2020
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Kommerzielle Business Cases, die Qumatas Digital Risk Underwriting Assessment nutzen.

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Photo of Mihaela Stanciu
Mihaela Stanciu
Qumata
Head of Sales Operations
United Kingdom

Es gibt zwei wichtige Faktoren für unsere Lösungen.

Erstens nutzen wir die Daten, die alle Kunden jederzeit bei sich haben. Dies ermöglicht uns eine sofortige Bewertung des Gesundheitsrisikos und eine sofortige Underwriting-Entscheidung für jeden potenziellen Antragsteller. Dies bietet den Versicherern Schnelligkeit und Effizienz sowie eine bessere Erfahrung für den Endverbraucher.

Zweitens ist unsere Gesundheitsrisikobewertung objektiv, genau, umfassend, standardisiert und granular. Dies hilft, mehr Risiken zu erkennen, besser zwischen ihnen zu unterscheiden und den Versicherern eine genauere Preisgestaltung zu ermöglichen.

In der folgenden Präsentation haben wir die folgenden drei Kundenfallstudien hervorgehoben:

1) Schnelles und genaues Underwriting

2) Vorabgenehmigung für Cross-Selling

3) Differenzierung der Preisgestaltung

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Qumata
United Kingdom

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